When inspiration strikes, Bread Pay™ offers you an easy and convenient way to buy the things you want now and pay over time. Select Bread Pay™ at checkout to pay over time with clear transparent terms; fair rate; and no prepayment penalties. Get a decision in seconds with no obligation to buy.
Straight forward Pricing
Clear, transparent terms. Fair rates. No prepayment penalties.
Quick & Simple
Applying is easy. All we need is a few pieces of information and you get a decision in seconds.
Automatic Payments
Sign up for automatic payments for a convenient way to pay off your loan each month.
Not a Credit Card
Bread Pay™ provides a simple solution to pay over time. Make easy monthly payments.
Step 1:
Fill your cart
Once you've selected the products you would like to order, simply add them to your shopping cart.
Step 2:
Select Your Plan
Choose Bread Pay™ as your payment option. Enter a bit of information and Bread Pay™ will provide a decision in seconds. Pay for your order over 3, 12, 18, or 24 months at competitive rates as low as 0% APR*.
Step 3:
Complete Your Purchase
Confirm your order & make sure all your information is correct. After checkout is complete we will process & ship your order right to your door.
Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees.
*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.
